There are times when you really do need advice from a regulated financial adviser. However, on many occasions, you just need a bit of friendly money coaching. While building a financial plan is largely common sense, it can be difficult knowing where to start.
Our fairly-priced money coaching service has been designed to bring the best information and resources together in one place, and to help you get started on a plan for financial freedom. Once you’ve taken the plunge and created your plan, as little as three hours per year might be enough to stay on track and make any changes along the way. Your money coach will ensure that you’re sticking to the task, sharing new resources for you to study and consider. With this help, you’ll be able to make your own informed decision.
Before you Start your Financial Plan
- Know your numbers – What do you earn? What do you spend? How much do you save? How big (if any) is your savings pot? What do you put aside for those special expenses? What might you need to retire comfortably?
- Know your financial risk profile – Would you start up on your own? Would you borrow beyond your net worth? Would you prefer to keep all savings/investments accessible? Would you allow your savings to fall in value in the short term with the prospect of a greater longer term return? We all have a risk profile and, surprisingly, this changes very little throughout life – so, what’s yours when it comes to money?
- Know your goals – Take time to create short, medium and long term goals, so you can implement the most effective financial plan. Whether it’s setting up a comprehensive investment strategy or just putting in place an effective savings plan, be as detailed as you can.
Start your Financial Plan
Congratulations on taking the first step towards creating your financial plan. It’s quick and easy to choose an appointment time to suit you: just use the calendar below. Once you’ve paid for your appointment, we’ll send you a link asking for a little more information. From there, we can get started on your plan.
About Phil Dodd
Phil Dodd has worked in the financial services sector for over forty years – both in senior management positions with large companies and in charge of his own Chartered Financial Planning businesses.
He holds an MBA from Manchester Business School and has also achieved Chartered FCSI and Chartered Financial Planner qualifications.
Despite heading up businesses, Phil has always been keen to retain an interaction with customers and, in recent years, has been focusing on increasing the number of people who can gain access to financial guidance and coaching – with a strong conviction that such help should not be limited to those who can afford to pay substantial fees.